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Silver Path Agents
Employer Medicare guidance and reimbursement support
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Silver Path for employers

Take retiree support out of the HR inbox.

Silver Path gives employers one visible system for Medicare guidance, advisor support, and reimbursement help so questions stop bouncing between HR, brokers, and disconnected vendors.

Built for employers that want cleaner support delivery without building a separate Medicare team.
Silver Path operating view
One path for employees. One queue for HR. One story leadership can back.
Employee path
Medicare guidance that feels organized and easy to trust.
Turning-65 education and timing
Licensed advisor access
Reimbursement support kept attached
HR and leadership view
46
Turning 65
12
Pending
78%
Outreach
9 employees need advisor scheduling
3 HRA programs are active
Renewal review in 78 days
Why Employers Pay Attention

Make HR feel lighter and leadership feel clearer.

The value is not more support activity. It is a simpler delivery model that saves time, reduces routing work, and gives leadership something they can actually measure.

For HR leaders
Take retiree support out of the HR inbox.
Silver Path gives employees one clear path for Medicare guidance, advisor help, enrollment follow-through, and reimbursement support.
Fewer repeated questions about timing, enrollment, and who to call.
One view for outreach, readiness, and pending reimbursement work.
A support model that does not turn HR into the help desk.
For CEOs and finance
Reduce admin drag without building a new team.
The value is a visible employer program that cuts scattered admin work, avoids extra support headcount, and gives leadership a pilot worth backing.
No separate internal Medicare support function to stand up.
Better visibility into transition activity and reimbursement operations.
A cleaner story for benefits modernization and expansion.
1
Employee path
Guidance, advisor help, enrollment, and reimbursement support in one flow.
1
HR view
Readiness, outreach, HRA activity, and pending work in one place.
1
Case to expand
A pilot that looks like a real benefits program instead of scattered support.
01
Manual HR routing
Questions about Medicare timing, retiree transitions, enrollment links, and reimbursement details keep returning to HR because the employee path is fragmented.
That cost shows up as time lost inside HR and benefits teams.
02
Disconnected support delivery
Broker conversations, carrier calls, enrollment forms, reimbursement support, and employee education sit in separate systems that do not feel like one employer program.
That weakens trust, adoption, and follow-through.
03
Invisible admin spend
Leadership knows support work is happening, but cannot clearly see readiness, pending reimbursements, or where operational friction is building.
That makes it harder to justify budget or expand with confidence.
See The Platform Working

Show the product, not just the pitch.

Switch views to see how the same system serves employees, HR, and leadership.

Employee Portal
Employees get one clear place to start
The experience should feel simple, trusted, and connected to the employer program.
Turning-65 timing, education, and advisor support live in one path.
Reimbursement questions stay attached to the same conversation.
Employees move from guidance into enrollment without restarting.
Employee portal
White-labeled experience
Example employer microsite
Medicare guidance that still feels connected to the employee's benefits.
Approaching Medicare
Review coverage with an advisor
Get HRA and reimbursement help
Turning-65 timeline
IEP opensFebruary 1
Turns 65May 14
Final deadlineNovember 30
Connected support
Licensed advisor support
Enrollment follow-through
Reimbursement context stays attached
Why Silver Path wins

This is how you beat the usual employer handoff.

Most options either keep the work scattered across HR and vendors or send employees into a separate exchange story. Silver Path is stronger when the goal is a cleaner employer operating model.

Current state
Exchange-only handoff
Silver Path model
Employee experience
Letters, PDFs, broker notes, and carrier phone numbers.
A cleaner handoff, but often under someone else's brand and flow.
One Silver Path experience for guidance, advisor help, enrollment, and reimbursement support.
HR workload
HR keeps answering questions and chasing status updates manually.
HR sends people away but still loses visibility into what happens next.
HR can monitor readiness, outreach, and pending support work without becoming the routing layer.
Support model
Support is fragmented between brokers, carriers, and reimbursement vendors.
Strong on plan access, lighter on employer-owned operating context.
Advisor-backed support stays connected to the employer program and reimbursement story.
Leadership story
Hard to explain as a coherent program or pilot.
Often looks like an outsourced transaction instead of a benefits strategy.
Looks like a measurable employer operating model with a clear internal business case.
Expansion path
No clean system to build on after the first wave of support.
Limited employer-owned infrastructure for deeper operations.
A starting layer for broader HRA, ICHRA, QSEHRA, and benefits administration.
The goal is not another marketplace.
The goal is a support program that lowers operating drag, protects the employee experience, and creates a cleaner path into deeper benefits administration over time.
How The First Win Happens

Start with one pilot leadership can actually defend.

The launch should feel practical, measurable, and easy to explain internally.

01
Start with the population creating the most manual work today.
02
Use one clear path so employees trust what they are seeing.
03
Track operational proof so the program can expand with confidence.
Step 01
Pick the population creating the most drag
Start with turning-65 employees, retirees, or the reimbursement lane that is generating the most manual work today.
This keeps the launch practical and gives leadership a visible reason to care from day one.
Step 02
Launch one clear support path
Give employees one place for education, advisor access, enrollment support, and reimbursement context.
This is where employee trust and HR relief start to show up quickly.
Step 03
Use the first win to justify expansion
Track readiness, pending reimbursements, activity, and support demand in one operating layer that helps HR and leadership decide what to expand next.
This turns the pilot into a stronger case for deeper benefits operations instead of a one-off support project.
Employer Review

Start with an employer review, not a giant transformation pitch.

We use the first conversation to define the population, the employee path, and the operating view that will make the launch feel credible to HR and leadership.

What happens next
We look at workforce size, geography, and which population is creating the most transition or reimbursement friction.
We map the right employee portal, HR view, and delivery flow for that first employer launch.
We shape a pilot story leadership can understand before anyone tries to scale the program wider.
Do we need to replace our broker, carrier, or HRIS?
No. Silver Path works best as the operating layer around the transition and reimbursement work that usually falls between systems.
Can we start without a full HRA strategy in place?
Yes. Employers can start with the employee path and operating view now, then expand into retiree reimbursement, ICHRA, or QSEHRA workflows later.
Will this still feel like our brand?
That is the point. The experience is designed to feel employer-backed, not like a random marketplace handoff.
Employer intake

Tell us about the employer

Share the basics so we can frame the right rollout, HR view, and pilot lane for your team.

Best fit for employers that want less manual HR routing and a clearer benefits story for leadership.